TFOG 9/20/2013 - Credit Risk Retention - Prop. Rule

(TFOG) Today from Our Government - following the rules that bind and the updates on financials and compliance:

Treasury Update on Credit Risk Retention - Prop Rule.:

Sept 21-013 

Following the update lines on Decision Making on Financials, available to assist the Entity needs on Financials, Accounting, Taxes, Compliance, Advisory, Financial Analysis, Business Analysis and more. DCarsonCPA is your link to the Practice of Dean T. Carson II, CPA where we work with knowledge, experience, teamwork and research to support the needs of Industry, Governance, Non Profits and Individuals/ Families in the Economy.

We care about the line of Opportunities in the Economy and are here to help Entities meet the needs on Financials and Compliance through project services. In the broader estate of the Economy we work with research in support of helping on the challenges in Local, State and Public Finance to help support the lines of Leadership Decision Making on Financials. We work on the center line where we ALL meet as stakeholders in support of Economic Growth and Full Recovery. Our purpose is to help clients on Direct Services and to support the lines of Research on the Economy to help build Economic awareness  in support of Economic growth and the broad lines of opportunities in the Economy. You can learn more at www.dcarsoncpa.com

TFOG - Friday and Mondays updates from the IRS, CFTC, and PBGC.

TFOG (Today from Our Government) a look at the updates on Rules corresponding to Financials from Friday December 14th and Monday December 17, 2012:

From the:

IRS Technical Amendments: Guidance Regarding Deduction and Capitalization of Expenditures Related to Tangible Property.


CFTC Notice: Fees for Reviews of the Rule Enforcement Programs of Designated Contract Markets and Registered Futures Associations.

PBGC Final Rule: Benefits Payable in Terminated Single-Employer Plans, Interest Assumptions for Paying Benefits


2012-30252
   2012-30224

  2012-30202


DCarsonCPA is your web link to the Practice of Dean T Carson II, CPA following the lines of updates on Financials, Accounting Policy and relevant Accounting, Taxation, Compliance, Regulations, Economics, Statistics and Finance for the Strategic and Operational support of Business, Non Profit, Government and Individual needs on Financials. Learn more at www.dcarsoncpa.com available for Project, Advisory and defined needs on Accounting, Taxes, Compliance, and Analysis.

We work with broad streams of Financial Decision Making Research that focus in on Client Application where we meet on services.  We live in a time of changing dynamics in Financial Decision Making, a time where adaptive knowledge on Financial Decision Making needs from Accounting Policy, Taxation and Compliance can all add value on Services through insight. We are following the lines of Big Data for the focused application of Big Knowledge that can add value on Decision Making through resources and insight to the Strategic and Operational needs of Financial Decision Makers.

TFOG 10/15/2012 -SEC Edgar, FDIC Stress Test, USPS Direct Mail offering, and PBGC Final Rule

TFOG (Today from Our Government) following the updates in Rules for Business, Non Profits, Individuals and Regulations in the Nation's Market Place for October 15, 2012

SEC - Edgar Mannual

FDIC - Stress Test Final Rule

USPS - " Every Door Direct Mail"

PBGC - Terminated Single Employer Plans Final Rule


SEC Edgar 2012-24998

FDIC Stress Test Final Rule 2012-25194

USPS - "Every Door Direct Mail" EDDM Test Final Rule 2012-25059

PBGC - Terminated Single Employer Plans Final Rule 2012-25245



DCarsonCPA.com connecting the line on updates for Financial Decision Makers in Government, Industry, Non Profit and Individual roles on Financial Decision Making for corresponding support servoces. Learn more at www.dcarsoncpa.com .

Insider Trading, know the Rules and related notes.

In light of news events today with the WSJ Blog reported conviction of the Founder of Galleon on 14 Insider Trading charges (link to WSJ source http://blogs.wsj.com/marketbeat/2011/05/11/raj-rajaratnam-convicted-what-kind-of-time-are-we-talking/?mod=google_news_blog ), it creates a good opportunity to return to some points we had mentioned before on Twitter and on our FB Page in previous posts. CPAs are bound to high standards as Licensed professionals, in our education process we learn about Accounting, Business Law, Tax Law, Finance, Business Formation and more, much of this to avoid issues like "Insider Trading" and other issues in Business (through Knoweldge of and Compliance with the Rules).


For CPAs (like myself) with specific area expertise in Financial Services we go on to learn more about SEC Laws, FINRA Rules, Capital Markets, Securities and other related factors. In any Financial Services business and for all Investors in Capital Markets a very key and central Law is regarding "Insider Trading," the goal of which is to create a level playing field for Investors so that Market Participants with "Insider Information" are prohibited from Trading on that knowledge (and taking monetary gains on material non-public information) until it becomes Public Information (the goal is preventing Insiders from taking advantage of less informed Investors in the General Public). The best source for background on this is in my opinion the SEC itself follow this link the SEC on "Insider Trading" to Learn more http://www.sec.gov/answers/insider.htm.



Since the SEC is a key part of Financial Market Regulation. If you are an Investor or a participant in Financial Markets, you must know the rules so be sure to know all you can on "Insider Trading" and commit to not becoming a part of Insider Trading to best protect your Financial Assets, Individual Freedom and your Business Reputation all of which are valuable Assets.



On a related note of Interest, since part of what we are doing in career development is pursuing the CFA designation, we can also tell you that a portion of a CFAs preparation path at level 1 is dedicated to thoroughly understanding the rules of Insider Trading so as not to arrive in a position later down the road as an Investment Analyst or Portfolio Manager where you would violate these rules. Portfolio Managers, Reserchers and Analysts and others who are CFAs place significant care on the importance of not violating "Insider Trading" rules. 



We believe that the SEC is a best source of definitions on "Insider Trading" so their link is provided here, but suffice to say that possession of Material Non-Public Information (as was indicated in the WSJ article on the Galleon / Rajaratnam case also cited above), followed by an action to Trade on that Information or Encourage others to Trade on that information would bring you into the Realm of Insider Trading. Insider Trading is about Information and the desire of our government to maintain a level playing field in Financial Markets where Financial Experts are restrained in ways that they expect will support Investor Protection by providing equal information opportunity.



While the SEC provides a key role in segments of Financial Market Regulation, there are also other relevant govenment regulators to consider in other Market Areas. For the context of our discussion here we are Focused on the SEC and their role on Insider Trading on Capital Markets, we would also like to introduce that FINRA a Self Regulating Organization (SRO) is the Financial Industries oversight body which functions to also protect Investors and diminish Insider Trading Operations by assisting in the Control of Market Data information by limiting channels for Insider Communications and otherwise protecting Investors.

TFOG - 7/30 + 7/31 in Recap on Financials - CFTC SWAPS, EBSA/DOL Pensions ERISA, NCUA Credit Unions, NACI, - Insurance

TFOG - Financial Updates from 7/30 + 7/31

Consisting of:

CFTC Final Rule on Swaps, EBSA/DOL Pension Meeting ERISA Advisory Committeee meeting in DC on Aug 28-30, DOT / NACI - Insurance Commission Meeting in DC Aug 1, NCUA - Prop Rule "Troubled Condition" and Comments Request on Liquidity .


CFTC SWAPS - FINAL Rule


EBSA / DOL - Pension Benefit Meeting (ERISA advisory Cmtte) in DC Aug 28-30


DOTreas - meeting on Insurance / FACI Monday Aug 6th



NCUA - Prop Rule "Troubled Condition"


NCUA - Request for Comment FCU Liquidity

DCarsonCPA for Financial Decision Makers in Government, Industry, Non Profit and individual roles working with broad ranging Financial Research of relevance to Financial Decision Makers to support your needs on Accounting, Taxes, Advisory, Financials, Compliance, Analysis and Research. Learn more at wwww.dcarsoncpa.com or e-mail info@dcarsoncpa.com .

TFOG 7/25/12 - SEC Final Rule Security Based Swaps

TFOG 7/25/12 - SEC Final Rule
As corrected by the SEC Review of Security Based Swaps....


2012-17985



DCarsonCPA.com for Financial Decision Makers in Government, Industry, Non Profit and Individual roles. Following the lines of updates to meet Clients with needs on corresponding services for Accounting, Taxes, Advisory, Compliance, Research, Analysis and more.

Learn more at www.dcarsoncpa.com or inquire at info@dcarsoncpa.com .

TFOG 7/24/12 - Senate Bill on Securities Penalties - SEC Fines

TFOG 7/24/12:

In the Congress at the Senate:

S. 3416. A bill to enhance civil penalties under the Federal securities laws, and for other purposes; to the Committee on Banking, Housing, and Urban Affairs.

S. 3416 the ‘‘Stronger Enforcement of Civil Penalties Act of 2012’’. Includes in Section 2 Updated Civil Money Penalties for Violations of Securities Laws.

Scope includes SEC Acts 33, 34 & 40 Penalties.

BILLS-112s3416is


DCarsonCPA.com your weblink to the practice of  Dean T. Carson II, CPA following the lines of Decision Making with relevance to Government, Industry, Non Profit and Individual Financials to meet Clients on Services Opportunities and considering the importance of your connection as a Decision Maker to the process and rules of  Governance and Compliance.

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